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Posted by: Allison Kehler Tolley
Refinancing a mortgage in Canada can be a smart financial move, offering homeowners the opportunity to lower interest rates, reduce monthly payments, or access home equity. However, the decision to refinance should be well-informed and based on a clear understanding of the benefits, costs, and processes involved. In this guide, we’ll take you through everything […]
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Introduction Securing a mortgage is a significant financial commitment, but saving on your mortgage doesn’t have to be a complex process. By understanding key strategies, you can reduce costs, pay off your mortgage faster, and build equity more efficiently. This guide will walk you through actionable tips and expert advice on ways to save on […]
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We all invest a lot into our homes, so we want to make sure we are enjoying them to the fullest all year long. As we head into the prime of summer, there is no better time to update your space to turn it into the perfect staycation paradise so that you can fully enjoy […]
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With the first Bank of Canada rate drop having occurred in June, many individuals are looking at the housing market with renewed vigor and an expectation that rates will continue to come down to a more sustainable level. If you are someone who is considering entering the housing market this summer, there are a few […]
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With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Switching from a variable-rate mortgage to a fixed-rate mortgage can offer stability in your monthly payments, protecting you from potential interest rate hikes, along with some other benefits: […]
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So you’ve found your dream home, congratulations! But before you picture yourself unpacking boxes, there’s the crucial step of securing a mortgage. You might encounter terms like “pre-qualified” and “pre-approved” during this process, and while they sound similar, they hold significant differences. Understanding these distinctions can empower you to navigate the mortgage application journey smoothly. […]
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Lethbridge, Alberta’s vibrant city, beckons with its burgeoning neighborhoods and friendly charm. But before you dive into open houses, securing a mortgage pre-approval is a crucial first step. This empowers you to make strong offers and streamlines the homebuying journey. Why a Pre-Approval? Credibility Boost: A pre-approval letter showcases you as a serious contender to […]
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One of the important factors in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]
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Did you know? March is Fraud Awareness Month. Protecting yourself and your mortgage from fraud is crucial to safeguard your financial well-being. Understanding some of the more common mortgage fraud scams and how to protect yourself can make all the difference! The most common type of mortgage fraud involves a criminal obtaining a property, and […]
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What Affects My Credit Score? By TransUnion By now, most graduates have waved goodbye to grades, at least for the summer. But whether graduation was long ago or last week, you’re still being graded in one way you may not have realized: your creditworthiness. Credit scores may be an evaluation of your creditworthiness, one way […]
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